Author: Kaaren May

Recently I heard a great tip about when to apply for a business loan from one of our service partners, who was presenting to a group of people considering self-employment: It’s easier to apply for financing either before you start your business, or after you’ve been operating for 3-4 years. Here are some reasons why. […]

Many small business owners take a basic approach to financial management. They have two main concerns: whether their bank account balance is positive; and if they’ll get their business income and expense information to the accountant in time for their annual tax return. The problem with this approach is that by the time you discover […]

When you apply for a loan for your small business, your personal credit rating often plays a role in whether or not you are able to obtain financing. Your credit report tells a story about how well you’ve managed credit. You can obtain a free copy of your credit report from one of the two […]