Business Loans for Women

NOTE: To support our loan clients during this period of uncertainty, Women’s Enterprise Centre is making some concessions available, upon request and demonstration of need. Learn more >>


We offer business loans for women-owned businesses in BC. Whether you’re just starting out, purchasing a business or growing your business, we can help.

As a development lender, we exist to help women access the financing they need to succeed in business.

Our loans are different from those of traditional lenders because our loans are bundled with free, ongoing, professional business advice, business skills training and access to mentors.

You may qualify with us even if you don’t qualify with another lender!

NOTE We do not have a grant program and, despite popular belief, grants for business start-ups are rare. If you are interested in exploring other funding options, check out this list of grant programs and funding sources.

About Our Business Loans

Women’s Enterprise Centre Loan Program

Loans up to $150,000 combined with ongoing business support.

Specialty Programs

Vancity Unity Women Entrepreneurs Program – We are pleased to partner with Vancity to offer the Unity Women Entrepreneurs Program, which provides a line of credit or loan from Vancity, plus free business support, training and mentoring through Women’s Enterprise Centre! Learn more >>

Wondering which option is right for you? Check out this Funding Comparison Chart >>

Tamara Saechao, Chao + Pan, Vancouver

Tamara Saechao
Chao + Pan, Vancouver
WEC Loan Client

Primary Lending Program Features

  • Loans up to $150,000* for BC women
  • Loans for market-ready start-ups, business expansion projects and business purchases
  • Loans for leaseholds, equipment, operating capital and more
  • Flexible repayment options and terms up to 5 years
  • Lower security and equity requirements than many other lenders
  • Lower fees than many other lenders
  • Competitive interest rates

*If you require funding beyond $150,000, we attempt to partner with other lenders to meet your full borrowing requirements.

We’re Different Because We Provide…

An application process designed for your success

Our process helps you clarify your vision, your business model and cash flow projections so your business has a solid foundation.

Free, ongoing professional business advice

Get matched with your own qualified Business Advisor who is only a phone call away. Thanks to our business services, our loan clients’ success rate after 5 years is 75% – that’s 50% higher than the national average!

Free business skills training & mentoring

As our loan client, you get free access to all the business training and mentoring services we offer to acquire practical, applied skills that are pivotal to your business success.

Ready to Take the Next Step?

Register for our FREE Business Loan Info Session

or, Learn More:

Do I Qualify for a Business Loan?

You may qualify with us, even if you don’t with other lenders. For basic eligibility you must be:

  • A woman who owns and controls at least 51% of a business that is registered and located in British Columbia
  • A Canadian citizen or Permanent Resident
  • Residing in British Columbia

We are interested in learning more about you and your business plans. Loan applicants will work with one of our Business Advisors throughout the application and repayment plan processes.

View Full Eligibility Requirements

How Do I Apply?

To find out more about applying for a loan with Women’s Enterprise Centre, you must participate in one of our FREE bi-weekly phone-in Business Loans Info Sessions on our loans program. The Business Advisor facilitating the call will:

  • Review the details of our lending program
  • Answer your questions
  • Provide you with a resource package containing helpful templates and checklists
  • Advise you on how to apply

Register for the FREE Info Session

How Do I Know Which Option Is Right for Me?
Check out this Funding Comparison Chart to explore your options, or use this worksheet, Find Your Funding Path, which helps you answer key questions to find the right funding for your needs.

I Have More Questions!
The best way to find out about our business loans is to call in for our free Business Loan Info Session. Your question may also be answered in our Business Loan FAQs, or contact us today at 1.800.643.7014.


Also Available – Youth Business Loan

Picture of young womanDo you dream of starting, buying or growing a business but think you’re too young to get a business loan? Women’s Enterprise Centre has partnered with Futurpreneur Canada to offer an unsecured joint loan for youth of up to $70,000.

If you’re a woman under 40, you may qualify!

Learn more about business loans for youth

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