Business Loans for Women

We offer business loans for women-owned businesses in BC. Whether you’re just starting out, purchasing a business or growing your business, we can help.

As a development lender, we exist to help women access the financing they need to succeed in business.

Our loans are different from those of traditional lenders because our loans are bundled with free, ongoing, professional business advice, business skills training and access to mentors.

You may qualify with us even if you don’t qualify with another lender!

NOTE We do not have a grant program and, despite popular belief, grants for business start-ups are rare. If you are interested in exploring other funding options, check out this list of grant programs and funding sources.

About Our Business Loans

Women’s Enterprise Centre has two main loan programs: our Primary Lending Program and our Specialty Loans, including our Youth Business Loan (see our Eligibility Requirements for more info).

Picture of Sarah Clair

Sarah Clair
Bark Busters, Kelowna
WEC Loan Client

Loan Features

  • Loans up to $150,000* for BC women
  • Loans for market-ready start-ups, business expansion projects and business purchases
  • Loans for leaseholds, equipment, operating capital and more
  • Flexible repayment options and terms up to 5 years
  • Lower security and equity requirements than many other lenders
  • Lower fees than many other lenders
  • Competitive interest rates

*If you require funding beyond $150,000, we attempt to partner with other lenders to meet your full borrowing requirements.

We’re Different Because We Provide…

An application process designed for your success

Our process helps you clarify your vision, your business model and cash flow projections so your business has a solid foundation.

Free, ongoing professional business advice

Get matched with your own qualified Business Advisor who is only a phone call away. Thanks to our business services, our loan clients’ success rate after 5 years is 75% – that’s 50% higher than the national average!

Free business skills training & mentoring

As our loan client, you get free access to all the business training and mentoring services we offer to acquire practical, applied skills that are pivotal to your business success.

Ready to Take the Next Step?

Register for our FREE Business Loan Info Session

or, Learn More:

Do I Qualify for a Business Loan?

You may qualify with us, even if you don’t with other lenders. For basic eligibility you must be:

  • A woman who owns and controls at least 51% of a business that is registered and located in British Columbia
  • A Canadian citizen or Permanent Resident
  • Residing in British Columbia

We are interested in learning more about you and your business plans. Loan applicants will work with one of our Business Advisors throughout the application and repayment plan processes.

View Full Eligibility Requirements

How Do I Apply?

To find out more about applying for a loan with Women’s Enterprise Centre, you must participate in one of our FREE bi-weekly phone-in Business Loans Info Sessions on our loans program. The Business Advisor facilitating the call will:

  • Review the details of our lending program
  • Answer your questions
  • Provide you with a resource package containing helpful templates and checklists
  • Advise you on how to apply

Register for the FREE Info Session

I Have More Questions!
The best way to find out about our business loans is to call in for our free Business Loan Info Session. Your question may also be answered in our Business Loan FAQs, or contact us today at 1.800.643.7014.


Also Available – Youth Business Loan

Picture of young womanDo you dream of starting, buying or growing a business but think you’re too young to get a business loan? Women’s Enterprise Centre has partnered with Futurpreneur Canada to offer an unsecured joint loan for youth of up to $65,000.

If you’re a woman under 40, you may qualify!

Learn more about business loans for youth

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